Wealth Management Services

Client Centered

At FWM, we believe everyone needs a personalized financial strategy to guide them and keep them on track toward their goals. Through our financial planning and investment management services for individuals and families, we strive to help clients establish their goals in life, evaluate their current financial position, and implement strategies to achieve their short-term and long-term objectives. We do this through our foundation of one-on-one relationships, working closely with each of our clients.

Comprehensive Personalized Financial Planning

We know that every phase of life is unique and, therefore, the financial strategies you use as you move through each phase will change. We work with you to design a plan based on your values and goals that will grow and adapt with you so you can experience the clarity and confidence that comes from having a personal guide for all the financial crossroads you face.

Here’s what you can expect as we serve you in all areas of financial planning: 

Tax Strategies: Keep more money in your pocket by combining the right tactics to minimize your tax liability. This includes creating tax-efficient withdrawal strategies to optimize your retirement income.

Retirement Planning: Look to the future with excitement, live life to the fullest, and retire with peace of mind knowing you are financially prepared with our comprehensive planning process that covers everything from benefits plan optimization to Social Security claiming strategies to retirement income planning.

Account Management: Investing across multiple accounts in a way that complements your overall investment portfolio. With a clear understanding of what you have, you can project where you are going and what you need to get there.

Estate Planning: Transition your assets to loved ones in a tax-efficient manner while preparing your heirs to inherit and manage the money they will receive to ensure your legacy continues.

For more information about our financial planning services, click here.

The Importance of Working With a CERTIFIED FINANCIAL PLANNER™  Professional

In today’s ever-changing economic and political climate, it’s more important than ever that a client’s most trusted advisor has the knowledge and experience to help them navigate their financial milestones. 

Working with an advisor that has the CFP® certification can help to ensure this. The certification requires that you complete a comprehensive course of study at a college or university approved by the CFP® Board, pass the comprehensive certification exam, complete years of hands-on experience related to delivering financial planning services to clients, and go through hours of continuing education every year. CFP® professionals are held to high ethical standards and serve your interests first. When we make recommendations or introduce strategies, you can rest assured that we have no conflicts of interest. We do not earn commissions or special payouts on investments we suggest. Acting in a true fiduciary capacity allows us to offer a higher level of financial planning.

Professional Investment Management

Our comprehensive investment management approach is tailored to your unique financial plan, providing you with a portfolio that will meet your needs now and in the future. At FWM, we design your portfolio based on your goals, risk tolerance, time horizon, and financial situation. That’s why our first step is always to learn what matters to you and understand the life you want to live, then build a wealth strategy that aligns with what you want to accomplish. 

Our goal is to manage your portfolio with a balance of growth and protection. That’s why we provide ongoing monitoring, modifying as situations change, and rebalancing when the markets shift. 

For more information about our investment management services, click here

One-on-One Financial Coaching

Financial planning is not a one-and-done deal. Not only does life throw curveballs your way, but over time, priorities can change and circumstances can shift. We want you to know that you don’t have to navigate these alone. When you work with FWM, you get direct access to your financial advisor, regular contact, a long-term relationship, and a coach to walk you through whatever lies ahead. We want to be your first phone call when you are thinking of making that big purchase, when you switch jobs, or when a parent needs care. Our one-on-one coaching helps you manage your financial life with confidence, knowing there is always someone by your side.